Insurance - Game Developing

Workman’s Compensation
If you will have employees, you will need workman’s compensation insurance. The good news for us is that our rates are very low as we employ people to just come in and sit down and enjoy themselves. No lifting or physical activity is required for a game developer! Your accountant will likely be able to get you in touch with a good insurance broker. This insurance is absolutely required; if you are not prepared to pay for it, then you are not prepared to employ people.

Liability Insurance
Any good corporation should have a liability insurance policy to handle minor legal scrapes and other complaints against your company. Usually this is paired up with fire, theft, flood, and other disaster protection. Liability insurance is not a strict legal requirement as in the case of workman’s compensation insurance; however, this is the kind of insurance you want to buy!